Financing, Credit, Investments -- Economical Categories

Scientific functions in the hypotheses of finances plus credit, according in order to the specification from the research object, are characterized to be many-sided and many-leveled.

The definition of totality with the economical relationships formed in typically the process of creation, distribution and using finances, as cash sources is widely spread. For instance, in "the general theory of finances" you will find two definitions of finances:

1) "... Finances echo economical relations, development with the funds involving money sources, inside the process associated with distribution and redistribution of national receipts based on the distribution plus usage". This explanation is given relatively in order to the conditions involving Capitalism, when cash-commodity relations gain common character;

2) "Finances represent the organization involving centralized ad decentralized money sources, cost-effective relations relatively along with the distribution and usage, which provide for fulfillment of the state functions and obligations and also provision of the conditions in the widened further production". This definition is brought without showing typically the environment of it is action. We reveal partly such justification of finances and even think expedient to make some specs.

First, finances conquer the bounds involving distribution and répartition service with the countrywide income, though that is a fundamental first step toward finances. Furthermore, formation and consumption of the devaluation fund which can be typically the part of economic domain, belongs not necessarily to the distribution and redistribution involving the national income (of newly produced value during a new year), but for the particular distribution of currently developed value.

Family and friends This specific latest first seems to be some sort of part of associated with main industrial money, later it is usually relocated to the expense price of an all sety product (that is usually to the value too) along with its conclusion, in fact it is set the depression fund. Their source is taken into account before hand as a depression kind in the consistence of the all set products cost price.

Second, main goal associated with finances is very much wider then "fulfillment with the state capabilities and obligations and provision of conditions for your widened additional production". Finances can be found on the state level and in addition on the manufactures and branches' level too, plus in such conditions, when the most portion of the manufactures are not state.

Sixth v. M. Rodionova offers a different position about this theme: "real formation of the financial resources begins on the stage of distribution, when the value is understood and concrete economical forms of the realized value are separated from typically the consistence of the profit". V. M. Rodionova makes an emphasis of finances, since distributing relations, whenever D. S. Moliakov underlines industrial basis of finances.

Although both of them give quite verify discussion of funds, as a technique of formation, distribution and using the funds involving sources, that comes out involving the following meaning of the finances: "financial cash relations, which often forms in the particular process of circulation and redistribution associated with the partial associated with the national wealth and total social product, is related to the subjects involving the economy and even formation and use of the point out cash incomes in addition to savings in the particular widened further manufacturing, in the substance stimulation of the particular workers for fulfillment with the society cultural and also other requests".

Within the manuals associated with the political economic climate we meet using the subsequent definitions regarding finances:

"Finances associated with the socialistic state represent economical (cash) relations, with the aid of which in turn, in the way of planned circulation of the earnings and savings the funds of funds causes of the express and socialistic manufactures are formed with regard to guaranteeing the expansion associated with the production, rising the material in addition to cultural level involving the people and then for satisfying other basic society requests".

"The system of development and usage associated with necessary funds of cash resources for guarantying socialistic increased further production signify precisely the finances of the socialistic modern society. And the wholeness of economical associations arisen between state, manufactures and companies, branches, regions and separate citizen based on the movement of dollars funds make monetary relations".
As coming from seen, definitions regarding finances made simply by financiers and politics economists usually do not vary greatly.